Choose a Plan that Fits your Bridge Loan Needs |
Type |
Property Requirements |
Borrower Background |
Borrower Recourse |
Max Leverage Ratio |
Loan Size |
Loan Terms |
Loan Closing |
Valuation |
Rehab Fin
(85% LTC) Apply Now |
- Non-Owner occupied
- Investor loans
|
- Detached, townhouse, condo
- 2-4 unit
- Multi-Family
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- Minimum 600 FICO
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No foreclosures, bankruptcies, or short sales in past 36 months
-
Entity or Individuals – US citizens or permanent resident aliens
with valid SSN
- Three months of reserves at time of close
- No borrower income verification required
Waivers available for FICO, FC, BK, and SS with higher
down-payment or prepayment of interest
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- PMS will draft loan documents and coordinate closing
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- Exterior Inspection
- In-house desktop valuation
|
Construction
FinancingApply Now |
- Non-Owner occupied
- Investor loans
|
- Detached, townhouse, condo
- 2-4 unit
- Multi-Family
|
- Minimum 600 FICO
-
No foreclosures, bankruptcies, or short sales in past 36 months
-
Entity or Individuals – US citizens or permanent resident aliens
with valid SSN
- Three months of reserves at time of close
- No borrower income verification required
Waivers available for FICO, FC, BK, and SS with higher
down-payment or prepayment of interest
|
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- PMS will draft loan documents and coordinate closing
|
- Exterior Inspection
- In-house desktop valuation
|
Fix & Flip
Bridge
Apply Now |
- Non-Owner occupied
- Investor loans
|
- Detached, townhouse, condo
- 2-4 unit
- Multi-Family
|
- Minimum 600 FICO
-
No foreclosures, bankruptcies, or short sales in past 36 months
-
Entity or Individuals – US citizens or permanent resident aliens
with valid SSN
- Three months of reserves at time of close
- No borrower income verification required
Waivers available for FICO, FC, BK, and SS with higher
down-payment or prepayment of interest
|
|
|
|
|
- PMS will draft loan documents and coordinate closing
|
- Exterior Inspection
- In-house desktop valuation
|
Residential
BridgeApply Now |
- Non-Owner occupied
- Investor loans
|
- Detached, townhouse, condo
- 2-4 unit
- Multi-Family
|
- Minimum 600 FICO
-
No foreclosures, bankruptcies, or short sales in past 36 months
-
Entity or Individuals – US citizens or permanent resident aliens
with valid SSN
- Three months of reserves at time of close
- No borrower income verification required
Waivers available for FICO, FC, BK, and SS with higher
down-payment or prepayment of interest
|
|
|
|
|
- PMS will draft loan documents and coordinate closing
|
- Exterior Inspection
- In-house desktop valuation
|
Multi-Fam Commercial
Bridge Apply Now |
- Non-Owner occupied
- Investor loans
|
|
- Minimum 600 FICO
-
No foreclosures, bankruptcies, or short sales in past 36 months
-
Entity or Individuals – US citizens or permanent resident aliens
with valid SSN
- Three months of reserves at time of close
- No borrower income verification required
Waivers available for FICO, FC, BK, and SS with higher
down-payment or prepayment of interest
|
|
|
|
|
- PMS will draft loan documents and coordinate closing
|
- Exterior Inspection
- In-house desktop valuation
|
2nd / 3rd
TD’s
Apply Now |
- Non-Owner occupied
- Investor loans
|
- 1-4 unit
- Multi-Family
- Commercial
|
- Minimum 600 FICO
-
No foreclosures, bankruptcies, or short sales in past 36 months
-
Entity or Individuals – US citizens or permanent resident aliens
with valid SSN
- Three months of reserves at time of close
- No borrower income verification required
Waivers available for FICO, FC, BK, and SS with higher
down-payment or prepayment of interest
|
|
- 2nd TD – 55% CLTV
- 3rd TD – 45% CLTV
|
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- PMS will draft loan documents and coordinate closing
|
- Exterior Inspection
- In-house desktop valuation
|
Land Loans
Apply Now |
- Non-Owner occupied
- Investor loans
|
- 1-4 unit
- Multi-Family
- Commercial
|
- Minimum 600 FICO
-
No foreclosures, bankruptcies, or short sales in past 36 months
-
Entity or Individuals – US citizens or permanent resident aliens
with valid SSN
- Three months of reserves at time of close
- No borrower income verification required
Waivers available for FICO, FC, BK, and SS with higher
down-payment or prepayment of interest
|
|
- 50% LTV – Suburban
- 30% LTV – Rural
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- PMS will draft loan documents and coordinate closing
|
- Exterior Inspection
- In-house desktop valuation
|
Non QM
Apply Now |
- Owner Occupied
bank statement
- Non-Owner occupied
bank statement
|
- 1-4 unit
- Multi-Family
- Commercial
|
- Minimum 600 FICO
-
No foreclosures, bankruptcies, or short sales in past 36 months
-
Entity or Individuals – US citizens or permanent resident aliens
with valid SSN
- Three months of reserves at time of close
- No borrower income verification required
Waivers available for FICO, FC, BK, and SS with higher
down-payment or prepayment of interest
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